Hello Reader, Can I tell you about a conversation I have more often than you'd think? Someone sits down with me during a 1:1 advisory session. Often they’re smart, successful, investing across multiple products and I ask them one simple question. "So what's your net worth right now?" And most people pause. Not because they haven't been investing. They have. In fact, I usually have a pretty sophisticated investor in front of me. They have a money market fund here, some shares and ETFs there. A...